April 2020 Budget Reconciliation (Retired)

March was another unusual month due to the Coronavirus Economic Stimulus Payments and an income tax refund from the United States for 2019. I an an American expat living in Ecuador, South America. Let’s take a look at the numbers:

Income

Standard: $4,038
U.S. Stimulus and Tax Refund: $2,712
Total Income for April: $6,750

Expenses

Electricity
Budgeted: $60
Actual: $66

LP Gas
Budgeted: $25
Actual: $7

Water / Sewer / Trash
Budgeted: $58
Actual: $24

Phones (Landline and Cell)
Budgeted: $40
Actual: $34

Cable TV
Budgeted: $91
Actual: $91

Internet (Fiber Optic)
Budgeted: $27
Actual: $27

Lawn Care
Budgeted: $116
Actual: $30

Home Maintenance
Budgeted: $50
Actual: $130 (Ruptured water pipe)

Auto Insurance
Budgeted: $83
Actual: $83

Gasoline
Budgeted: $60
Actual: $15 (Pandemic lockdown)

Auto Repairs
Budgeted: $50
Actual: $0

Auto Registration and License
Budgeted: $50
Actual: $50

Parking
Budgeted: $6
Actual: $0

Health Insurance (Includes spouse)
Budgeted: $454
Actual: $454

Medicine
Budgeted: $500
Actual: $425

Charity
Budgeted: $0
Actual: $1,200 (Half of U.S. Stimulus Payments)

Apps / Subscriptions
Budgeted: $125
Actual: $81

Grocery / Household
Budgeted: $700
Actual: $739 (Includes PPE for pandemic)

Personal
Budgeted: $50
Actual: $0

Cleaning (House)
Budgeted: $80
Actual: $0

Federal Taxes (U.S.)
Budgeted: $326
Actual: $326

Real Estate Taxes (Property Value: $360,000)
Budgeted: $12
Actual: $12

Total Expenses: $3,826

Month’s Profit / Excess Income: $2,924 or $43.3% of Income

**********

My Other Websites

Life Under Change
Quotes that inspire, motivate and challenge us.

Perspectives on Life
(Blog)

Published by W. M. Brown

I am a retired U.S. expat living in Ecuador. I was a business owner for 32 years before retiring in 2012.

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