Talking Money

The only money tree you will ever see.

On this blog we’re going to talk about money and money related topics. Most people earn money. All people spend money. Many people spend more than they earn and that’s where this blog enters the discourse. We will discuss topics like:

  • Income
  • Spending
  • Debt
  • Borrowing
  • Tracking expenses
  • Budgeting
  • Saving
  • Investing
  • Interest
  • Rate of return
  • Frugality
  • Thrift

The purpose of this blog is to educate. My objective is to provide you with the knowledge you need so you don’t make the mistakes I made over the years. While my parents managed their money well, they never taught me how to do the same. Hence, the only way I learned was through the experience of making bad financial decisions.

The principles I will present are based on my actual experience … not theory. Some concepts follow tradition and common sense. Others are contrary to what some financial “experts” advocate.

Other than spending less than you earn, there is no single way to attain financial stability and well-being. You will need to pick and choose the financial actions that are suitable for you based on your circumstances and objectives. I will present the basics. You will need to adjust and expand upon the basics to develop a personalized plan of action that fits your lifestyle and objectives.

It’s never too soon or too late to get on the right path to financial stability and success. I didn’t get my financial head on straight until I was in my early forties. I sincerely hope that you get on the right path sooner than I did.

Thank you for visiting my blog. You are always welcome to comment or ask questions in the comment sections provided. I look forward to reading your comments and shared experiences.


“The more your money works for you, the less you have to work for money.”
― Idowu Koyenikan


No Ads Promise

  • You will never see any advertisements on this website.
  • I will not endorse or recommend any company, product or service.
  • Occasionally, a company, product or service will be mentioned in a published article. The company, product or service mentioned is for informational purposes only. In no way should you consider that an endorsement or recommendation.

Top of page

Published by W. M. Brown

I am a retired U.S. expat living in Ecuador. I was a business owner for 32 years before retiring in 2012.

One thought on “Talking Money

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: