I am an American expat living in Ecuador. I was a small business owner for 32 years when I retired in 2012 at the age of 55.
As a small business owner, I learned a lot about managing money, budgeting and saving money for unexpected expenses or emergencies. While money management principles are rather easy to understand, putting them into practice on a consistent basis is more difficult.
I am eager to share my knowledge and experience with you so you don’t make some of financial mistakes I made.
W. M. Brown
My Other Websites
Life Under Change
Quotes that inspire, motivate and challenge us.
Perspectives on Life (Blog)
Taking a Closer Look
A Life Within (Blog)
Journal of a Highly Sensitive Introvert