W. M. Brown

Why Buying Local Really Matters

We need to keep in mind that frugality isn’t always about dollars and cents.

Is it a good idea to keep a stash of money at home? If yes, how much and where?

Being frugal makes us feel good about ourselves. Being cheap makes us feel dirty … inside and out.

It is far better to run out of life before you run out of money than to run out of money before you run out of life.

Will your savings and investment plan make more money in 5 years with a fixed (guaranteed) rate of return or a variable rate of return….

You need to set a “target” for your real rate of return in your funding and planning strategies.

Inflation will erode the purchasing power value of your money … year after year.

Being frugal isn’t limited to just saving money — it also means not wasting your money and spending your money wisely.

Everyone wants to save money. Few actually get around to it. Of those who do, they wish they had started sooner.

It took a personal financial disaster for me to realize that I had to get my finances in order.