Be brave enough to change your spending habits.
Author Archives: W. M. Brown
Grocery Shopping Under a National Lockdown
The bottom line is that living within one’s budget is quite doable as long as you aren’t brand-loyal during this lockdown.
Small Businesses Need an Emergency Fund
Emergency funds, also known as “rainy day” funds, are cash supplies kept on hand so a business can keep operating in lean times or in the event of an emergency.
Penny Picker-Upper
Penny picker-uppers don’t pick up a penny for its money value of one cent….
Money Stewardship
When money realizes that it is in good hands….
Frugal Opportunities
There have been three DYI (do-it-yourself) opportunities at home this week that allowed me to choose frugality over unneeded spending by hiring someone else to do the work.
For Financial Freedom,You Need a “Fuck Off” Fund
The “fuck off” fund is your line of defense in the life game of hard knocks.
Successfully Negotiating Prices
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.
Why So Many Americans Can’t Save for Retirement
….the average adult spends $1,497 a month on non-essentials.
February2020 Budget Reconciliation (Retired)
As was hoped for, February came and went without all the financial drama that dominated January.
