Be brave enough to change your spending habits.
The bottom line is that living within one’s budget is quite doable as long as you aren’t brand-loyal during this lockdown.
Emergency funds, also known as “rainy day” funds, are cash supplies kept on hand so a business can keep operating in lean times or in the event of an emergency.
Penny picker-uppers don’t pick up a penny for its money value of one cent….
When money realizes that it is in good hands….
There have been three DYI (do-it-yourself) opportunities at home this week that allowed me to choose frugality over unneeded spending by hiring someone else to do the work.
The “fuck off” fund is your line of defense in the life game of hard knocks.
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.
….the average adult spends $1,497 a month on non-essentials.
As was hoped for, February came and went without all the financial drama that dominated January.