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Author Archives: W. M. Brown

Budget: Maximum Mortgage Payment

I believe that your PITI mortgage payment should not exceed 25% of your net after-tax income.

Posted byW. M. BrownNovember 6, 2019October 27, 2020Posted inbudget, frugalTags:budget, budgeting, frugal, mortgageLeave a comment on Budget: Maximum Mortgage Payment

Living Frugally and Simply

I have come to realize that frugality applies to more than just finances and that simplicity is a way of thinking and living.

Posted byW. M. BrownNovember 6, 2019October 27, 2020Posted infrugal, Simple LifeTags:frugal, Simple LifeLeave a comment on Living Frugally and Simply

Spending Less and Accumulate the Savings

When it comes to saving and accumulating money; a little bit often adds up to a lot!

Posted byW. M. BrownOctober 30, 2019October 27, 2020Posted inSavingTags:frugal, Saving, spendingLeave a comment on Spending Less and Accumulate the Savings

Budget – Part 2

Many people will abandon a budget if it is too complex or requires more bookkeeping and analysis time than they can (or are willing to) spend.

Posted byW. M. BrownOctober 28, 2019October 27, 2020Posted inbudget, UncategorizedTags:budget, budgeting, frugalLeave a comment on Budget – Part 2

Budget – Part 1

Budgeting allows you to take control of your finances. You work too hard for your money to not manage it. Budgeting is simply implementing a plan for your money.

Posted byW. M. BrownOctober 28, 2019October 27, 2020Posted inbudget, UncategorizedTags:budget, budgeting, expenses, frugal, income1 Comment on Budget – Part 1

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