I believe that your PITI mortgage payment should not exceed 25% of your net after-tax income.
Author Archives: W. M. Brown
Living Frugally and Simply
I have come to realize that frugality applies to more than just finances and that simplicity is a way of thinking and living.
Spending Less and Accumulate the Savings
When it comes to saving and accumulating money; a little bit often adds up to a lot!
Budget – Part 2
Many people will abandon a budget if it is too complex or requires more bookkeeping and analysis time than they can (or are willing to) spend.
Budget – Part 1
Budgeting allows you to take control of your finances. You work too hard for your money to not manage it. Budgeting is simply implementing a plan for your money.