We need to keep in mind that frugality isn’t always about dollars and cents.
Being frugal makes us feel good about ourselves. Being cheap makes us feel dirty … inside and out.
It is far better to run out of life before you run out of money than to run out of money before you run out of life.
You need to set a “target” for your real rate of return in your funding and planning strategies.
Being frugal isn’t limited to just saving money — it also means not wasting your money and spending your money wisely.
Most of the time, there are three reasons for constantly missing your goal.
That was the #1 question my clients older than 50 asked me when they were getting serious about retiring.
You will get through this. We care about you and your well-being. Know that you are loved!
Be brave enough to change your spending habits.
Penny picker-uppers don’t pick up a penny for its money value of one cent….