Penny picker-uppers don’t pick up a penny for its money value of one cent….
There have been three DYI (do-it-yourself) opportunities at home this week that allowed me to choose frugality over unneeded spending by hiring someone else to do the work.
The “fuck off” fund is your line of defense in the life game of hard knocks.
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.
Be studious in your profession, and you will be learned. Be industrious and frugal….
As long as a person or family earns enough to afford the basic necessities in life, the way every dollar over that is spent and managed determines financial success or failure.
You made the last payment on your car and you want to buy a new car.
Every time you borrow money….
….you need to customize your Frugal Plan around your unique situation, lifestyle and financial objectives.
Too many people spend money they haven’t earned….