Emergency funds, also known as “rainy day” funds, are cash supplies kept on hand so a business can keep operating in lean times or in the event of an emergency.
Category Archives: Uncategorized
Penny Picker-Upper
Penny picker-uppers don’t pick up a penny for its money value of one cent….
Frugal Opportunities
There have been three DYI (do-it-yourself) opportunities at home this week that allowed me to choose frugality over unneeded spending by hiring someone else to do the work.
For Financial Freedom,You Need a “Fuck Off” Fund
The “fuck off” fund is your line of defense in the life game of hard knocks.
Successfully Negotiating Prices
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.
Why So Many Americans Can’t Save for Retirement
….the average adult spends $1,497 a month on non-essentials.
Benjamin Franklin and Frugality
Be studious in your profession, and you will be learned. Be industrious and frugal….
Benchmarking Successful Money Management
As long as a person or family earns enough to afford the basic necessities in life, the way every dollar over that is spent and managed determines financial success or failure.
How Bad Do You Want That New Car?
You made the last payment on your car and you want to buy a new car.
The Versatility of Frugality
….you need to customize your Frugal Plan around your unique situation, lifestyle and financial objectives.
