Living Standards and Frugality

Throughout the majority in time in the history of the United States, the need to be frugal (thrifty) for the average person was a necessity … not a lifestyle choice as many are choosing today in our post-scarcity society in order to: Improve their personal finances De-clutter their lives from materialistic consumerism Live a moreContinue reading “Living Standards and Frugality”

Time and Money – The Miracle of Compound Interest and Rate of Return

Once you have decided to start saving and investing for your future, understanding the concept and value of compound interest or rate of return will be helpful in your planning.