Throughout my adult life, January has been a month that presents chaos due to “unexpected” financial events regarding income and expenses.
Tag Archives: budget
Kids and Money
Teaching your children about money is one of the greatest lessons on life that you can teach them.
2020 Base Monthly Budget (Retired)
I have not seen any posted budgets for retired adults whose needs are significantly different than those needs of young or middle-aged adults.
Don’t Hire Done What You Can Do Yourself
Homeowners can save a bundle of money by doing basic maintenance and minor home repairs themselves.
Time and Money – The Miracle of Compound Interest and Rate of Return
Once you have decided to start saving and investing for your future, understanding the concept and value of compound interest or rate of return will be helpful in your planning.
Find Your Motivation
Becoming the master of our finances is a pipe dream if we aren’t motivated and committed to making changes to our spending and savings habits.
Budget: Tip for Beginners
For those who want to begin budgeting to gain control of their finances, now is a perfect time to start the process.
Budget: Auto Financing
If you must finance your next car, do it smartly and not let yourself get buried with additional debt that is truly beyond your means repay.
Budget: Maximum Mortgage Payment
I believe that your PITI mortgage payment should not exceed 25% of your net after-tax income.
Budget – Part 2
Many people will abandon a budget if it is too complex or requires more bookkeeping and analysis time than they can (or are willing to) spend.
