Every time you borrow money….
….you need to customize your Frugal Plan around your unique situation, lifestyle and financial objectives.
Too many people spend money they haven’t earned….
Let’s delve into the psychological barriers that prevent us from getting started and block our way to saving successfully.
People don’t realize how easy they have it these days.
….one of the first duties which a man owes….
Managing your money doesn’t need to be complicated….
If you must finance your next car, do it smartly and not let yourself get buried with additional debt that is truly beyond your means repay.
I believe that your PITI mortgage payment should not exceed 25% of your net after-tax income.
Many people will abandon a budget if it is too complex or requires more bookkeeping and analysis time than they can (or are willing to) spend.