We need to keep in mind that frugality isn’t always about dollars and cents.
Being frugal makes us feel good about ourselves. Being cheap makes us feel dirty … inside and out.
It is far better to run out of life before you run out of money than to run out of money before you run out of life.
You need to set a “target” for your real rate of return in your funding and planning strategies.
Being frugal isn’t limited to just saving money — it also means not wasting your money and spending your money wisely.
Everyone wants to save money. Few actually get around to it. Of those who do, they wish they had started sooner.
It took a personal financial disaster for me to realize that I had to get my finances in order.
March was another unusual month due to the Coronavirus Economic Stimulus Payments and an income tax refund from the United States for 2019.
My wife and I have been under total lockdown here in Ecuador since March 17th due to the COVID-19 coronavirus.
Penny picker-uppers don’t pick up a penny for its money value of one cent….