How you attempt to start positive financial changes in your life makes a difference.
There have been three DYI (do-it-yourself) opportunities at home this week that allowed me to choose frugality over unneeded spending by hiring someone else to do the work.
The “fuck off” fund is your line of defense in the life game of hard knocks.
Be studious in your profession, and you will be learned. Be industrious and frugal….
As long as a person or family earns enough to afford the basic necessities in life, the way every dollar over that is spent and managed determines financial success or failure.
You made the last payment on your car and you want to buy a new car.
Every time you borrow money….
….you need to customize your Frugal Plan around your unique situation, lifestyle and financial objectives.
Too many people spend money they haven’t earned….
….frugality and thrift includes being prepared for the unknown.