Financially successful people understand that interest is something to be earned — not paid.
We need to keep in mind that frugality isn’t always about dollars and cents.
The “fuck off” fund is your line of defense in the life game of hard knocks.
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.
….the average adult spends $1,497 a month on non-essentials.
As long as a person or family earns enough to afford the basic necessities in life, the way every dollar over that is spent and managed determines financial success or failure.
You made the last payment on your car and you want to buy a new car.
Every time you borrow money….
….you need to customize your Frugal Plan around your unique situation, lifestyle and financial objectives.
Let’s delve into the psychological barriers that prevent us from getting started and block our way to saving successfully.