Financially successful people understand that interest is something to be earned — not paid.
Being frugal makes us feel good about ourselves. Being cheap makes us feel dirty … inside and out.
You need to set a “target” for your real rate of return in your funding and planning strategies.
Inflation will erode the purchasing power value of your money … year after year.
It took a personal financial disaster for me to realize that I had to get my finances in order.
My wife and I have been under total lockdown here in Ecuador since March 17th due to the COVID-19 coronavirus.
Be brave enough to change your spending habits.
The bottom line is that living within one’s budget is quite doable as long as you aren’t brand-loyal during this lockdown.
The “fuck off” fund is your line of defense in the life game of hard knocks.
If we will at least try to negotiate, we’ll often find that the seller is willing to sell the item or service at a lower price.